I am David Phillips, the Director of Operations at Congruent Wealth. In my role, I lead a team of experienced financial professionals, focusing on delivering exceptional client experiences and continuously improving our internal systems. With over 15 years in the financial industry, I bring a wealth of knowledge and a passion for building efficient, client-centered solutions.
Before joining Congruent Wealth, I held various roles at Fidelity Investments—including positions on the trade desk, the Anti-Money Laundering (AML) team, and as a financial services supervisor. I also worked at TD Ameritrade on the institutional trade desk, gaining deep insight into the operational side of financial services.
I attended American University and the University of Victoria. Over the years, I’ve acquired several professional licenses, including Series 7, 63, 4, 9, 10, 66, and 24.
My interest in finance began early, sparked by a classroom investing game and further fueled by pop culture moments like the trading floor scene in Ferris Bueller’s Day Off. That early fascination turned into a career defined by curiosity, adaptability, and a drive to exceed expectations.
Clients and colleagues appreciate my personable approach in an increasingly digital world. I’m known for setting clear expectations, delivering results, and always being willing to listen and adapt. My specialties include system development, team building, and client education.
Originally from a small town in New Hampshire, I’ve lived across the U.S. and Canada, and now reside in Fleming Island, Florida, with my wife Michelle and our four children. We love the strong sense of community and outdoor lifestyle the area offers.
Outside of work, I enjoy day trading, woodworking, coaching, and building sandcastles—activities I humorously admit to doing poorly, but with great enthusiasm.